Financial fitness is a whole book in itself.
Obviously, many volumes have been written on this subject. As time goes by, we will share some words of wisdom with you on this subject. For now, the best advice I can give you is to find a good financial planner; there are so many out there willing to help you, and get started on the road to retirement. No matter what age you are, it’s never too soon or too late to start. And, believe me, how much money you have now has no bearing on getting started with a planner. They are brilliant at helping you get out of debt, and getting started on the road to financial freedom! It is a wonderful feeling.
We spent 65 years of our lives in major debt, living from paycheck to paycheck. Now that our paychecks come from Social Security, it’s a whole new world; one that you had better be prepared for.